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How To Save Without Using Your Savings
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The insurance company added insult to injury by denying your
claim even though you are disabled. David Allen & Associates
is here to help you through the legal battle to get the benefits
for which you paid. Unfortunately, this process is rarely
quick. The first appeal will take six months, a second appeal,
sometimes allowed, will add an additional three months. These
appeal periods are often extended by the insurance company.
If your claim goes to Court, the claim will be extended another
year or two.
We will be doing everything we can to get your benefits
approved as quickly as possible. As you know, we are paid
only after we achieve success for you, so we are motivated
to succeed as soon as possible. There are things you can do,
too, to help yourself during this extended fight with the
insurance company:
- Contact all your utilities (power and telephone) regarding
payment reductions for those with low incomes (see your
bills for contact numbers);
- Contact a disability Ombudperson for community assistance
(Sacramento Area DHS is (916) 875-3555);
- See Housing Now for housing information for your area
http://www.housingnowresource.org;
- Contact your vehicle insurance. It is likely that the
reduced driving you do with the elimination of a commute
will reduce your yearly insurance rate;
- Consider everything for which you make monthly payments
now, before you run out of funds. Can any of those services
be reduced or even canceled?
- If you think you might be able to go back to work with
retraining, contact the EDD and ask about retraining benefits.
You have a right to the benefits for which you paid while
you worked. However, the insurance company will make every
effort to deny you payment. For this reason, go forward
as if you will not be paid. The funds you eventually receive
will be less than your full salary. You will need to see
the funds go as far as possible. They may need to last through
your retirement.
At David Allen & Associates, we
provide Personal
Injury, Long
Term Disability and Social
Security Disability representation right here in Stockton.
We are committed to helping people get the benefits they need
to take care of themselves and their families. We help clients
from communities including Lodi, Modesto, Mateca, Hilmar,
Tracy, French Camp, Lathrop, Galt, and Ceres California.
We offer free consultations and charge
attorney fees only if we help you collect. We can help you
and provide representation through e-mail,
mail, the telephone, or in some cases, by visiting you at
another location. You are always welcome at our office.
*************Call
us Today: 877-876-4800
Todas las oficinas tienen personas
que hablan español para ayudarle.
David Allen & Associates attorneys
are also available in Sacramento,
California and Reno,
Nevada.
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